Individual Health Insurance policy from star health

Features and Benefits of star health Mediclassic policy The comforts and luxuries of today's life come at a price-the price of uncertainties. Of the uncertainties, health of oneself and one's family is of prime concern. Add to this, the fact that medical expenses are getting dearer. One ailment is all it takes to wipe out years of savings that was meant to realize your dreams. Mediclassic Insurance from Star Health is a policy that provides for reimbursement of hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries, so that you can keep your dreams alive.

Pre-Medical screening

Compulsory medical check up is done for persons above 50 years of age at the cost of the company.

Pre-Existing Diseases / Illness

Are covered after 48 months of continuous insurance with any Indian Insurance Company.

Policy Benefits

Hospitalization Cover: In-patient hospitalization expenses for a minimum of 24 hours. Includes room rent, Boarding & Nursing Charges @2% of sum insured, subject to a maximum of Rs.5000/- per day. Surgeon's fees, Consultant's fees, Anaesthetist's and Specialist's fees. Cost of medicines and drugs. Emergency ambulance charges for transporting the insured patient to the hospital upto a sum of Rs 750/- per hospitalization and overall limit of Rs 1500/- per policy period.

Pre-Hospitalization & Post-Hospitalization

Pre-hospitalization medical expenses upto 30 days prior to date of admission Post-hospitalization - calculated at 7% of the hospitalization (excluding room charges) subject to a maximum of Rs.5000 is payable.

Special Additional Features

Automatic Restoration of Sum Insured: The sum insured is automatically restored by 200% when the basic sum insured is fully exhausted during the policy period. Cost of Health Checkup: Cost of Health Check-up up to 1% of the average sum insured after every block of 4 claim free years subject to a maximum Rs.5000/- is payable. Policy Term: The policy is usually available for one year, but in case premium for two years is paid in advance, then a discount of 5% is available on the total premium. Hospital Cash:Provides for payment of Rs. 1000/- per day of completed hospitalization - max. 7 days per hospitalization and 14 days per policy period. Additional Premium Rs. 350/- plus Service Tax.   Patient Care:Available for persons above 60 years. Pays for attendant charges after discharge from hospital @ Rs.400/- per day for maximum 5 days per hospitalization and 14 days per policy period. Additional Premium Rs. 580/- plus Service Tax. Tax Benefits   Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act Star Advantages No Third Party Administrator; direct in-house claims settlement Faster & hassle-free claim settlement Cashless hospitalization Network of more than 5400 hospitals across India 24x 7 Toll- free Helpline Free General Physician Consultation over phone. Doctors on duty 24x7. By quoting the policy number, any person can contact our Doctor on the toll free number 1800 425 2255 / 1800 102 4477 for medical advices. Free Health magazines are issued to policy holders at regular intervals To go for this policy call us : 8527181721 or visit us www.saubhagyaenterprises.in  To know more about this policy Click here портал недвижимости авто запчасти